If you are taking any loan and a PPI policy along with the loan then you must make efforts to know about different policies offered by different banks and institutions. While purchasing the policy know what is covered under the insurance. Some of the common things that insurance commonly covers are disability, unemployment, death, and illness etc. You may also opt for online PPI comparison in order to purchase the one that offers you the best. By taking the PPI policy, you may be sure that you will not face any issue regarding payment of loan in your bad time.